*If the fund is less than 1 year old, cumulative return since inception is shown; if the fund is less than 10 years old, annualized return since inception is shown. If the fund is greater than 10 years old, annualized 10-year return is shown.

**Performance numbers reflect a maximum sales charge of 3.00%.

^Prior to February 1, 2010, the Fund's principal investment strategy was to invest at least 80% of its net assets in large-cap equity securities; therefore, the past performance shown may have differed had the Fund's current investment strategy been in effect.

The performance data quoted represents past performance. Past performance does not guarantee future results. The investment return and principal value of an investment will fluctuate so that an investor's shares, when redeemed, may be worth more or less than their original cost and current performance may be lower or higher than the performance quoted. For performance data current to the most recent month end, please click here or call 1-800-262-9565. Yield quotation more closely reflects the current earnings of the money market funds than the total return quotation.

An investment in the Fund is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency. Although Money Market Funds seek to preserve the value of your investment at $1.00 per share, it is possible to lose money by investing in Money Market Funds.

Bonds and bond funds are subject to interest rate risk and will decline in value as interest rates rise.

In addition to the normal risks associated with investing, because the Hawaii Municipal Bond Fund primarily invests in Hawaiian securities, it may be more volatile and susceptible to a single adverse economic or regulatory occurrence affecting those obligations.

Expense ratios for the Funds are: Hawaii Municipal Bond - A: 1.22%(gross); 0.80%(net); Government Money Market - A: 1.20%(gross); 0.76%(net); Dividend Value: 1.48%(gross); 1.06%(net); Strategic Growth: 1.37%(gross); 1.25%(net); Hawaii Municipal Bond - I: 0.97%(gross); 0.55%(net); High Grade Income: 1.16%(gross); 0.76%(net); and Government Money Market - I: 0.95%(gross); 0.51%(net). Fee waivers are contractual through April 30, 2012.