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Spacer On the Road to Investing Bishop Street Funds can provide the vehicle to help you reach your goals.

Whether you're planning for retirement, a child's college education, investing 401(k) or pension fund proceeds, or simply planning for a major purchase, the Bishop Street Funds offer a fund or combination of funds that can help you pursue your investment goals.

Below is an overview of your choices within the Bishop Street Fund family.


Investment Objective Primarily Invests in: Type of Mutual Fund Appropriate Bishop Street Fund Minimum Time Horizon to Consider Associated Investment Risk
Capital Appreciation Stocks Growth Strategic Growth - Class I
Bishop Street Dividend Value Fund - Class I
5 years or more Higher Potential Risk
Current Yield Bonds Income High Grade Income - Class I
Hawaii Municipal Bond - Class I
Hawaii Municipal Bond - Class A
3 years or more Moderate Potential for Risk
Tax-Advantages Bond Income Hawaii Municipal Bond - Class I
Hawaii Municipal Bond - Class A
3 years or more Moderate Poential for Risk



Stock Investing- Investing for Growth

Growth funds invest in stocks of companies whose business is growing. Therefore, growth funds are focused on generating capital gains rather than income. Growth funds are best suited for investors who do not need current income, are focused on long-term investment strategies, and are able to assume moderate to high risk.

Appropriate Bishop Street Fund:

Class A Class I
Bishop Street Strategic Growth Fund
Bishop Street Dividend Value Fund


Bond InvestingInvesting for Income

Bond funds offer investors current income. Fixed income funds invest mainly in government or corporate securities that offer fixed returns, such as corporate bonds, government bonds or mortgage-backed securities. These funds are best suited for investors who have mid-term savings and investment goals, and can assume moderate to conservative risk.

Appropriate Bishop Street Funds:

Class A Class I
Bishop Street Hawaii Municipal Bond Fund Bishop Street Hawaii Municipal Bond Fund Bishop Street High Grade Income Fund


Why Bond Investing?

Today, people are living longer and fuller lives. However, Social Security appears to be less than adequate to provide most people with sufficient income for necessities, let alone leisure activities. When you retire, your investments need to work even harder for you while providing you with monthly income and striving to preserve the value of your investment.

Mutual fund investing involves risk including loss of principal. Bond and bond funds are subject to interest rate risk and will decline in value as interest rates rise. Mortgage backed securities are subject to pre-payment and extension risk and therefore react differently to changes in interest rates than other bonds. Small movements in interest rates may quickly and significantly reduce the value of certain mortgage-backed securities. Bond funds invested primarily in Hawaiian securities may be more volatile and susceptible to a single adverse economic or regulatory occurrence affecting those obligations. There is no guarantee income will be exempt from federal or state income taxes. Capital gains, if any, are subject to capital gains tax. Diversification does not protect against market loss.

The Bishop Street Funds are distributed by SEI Investments Distribution Co., which is not affiliated with First Hawaiian Bank, Bank of the West, BancWest Investment Services, BancWest Corporation, or any of the funds' sub-advisers.

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